1. What is a Cookie?

Cookies are small bits of data we store on the device (computer, mobile phone, tablet or any other mobile device) that you use to access any of the websites (the Sites), so we can recognize repeat users. Each cookie expires after a certain period of time depending on what we use it for. Like most commercial websites we use cookies on web pages. We use cookies for several reasons. Below we list and describe the various types of cookies we use on our site.

By using websites, you expressly consent to the use of cookies as described on this page as well as in our PRIVACY POLICY. Please see below for details on each of the types of cookies we use.

2. What Cookies Do We Use?

Below we list the different types of cookies that may be used on the Sites. We have updated this policy to include a detailed list of cookies used on each of our Sites, that include information about type of cookie, expiry periods, and links to third party sites where applicable.

The Sites use both 1st party cookies (which are set by the Sites being visited) and 3rd party cookies (which are set by a server located outside the domain of our Sites).

3. Required or Essential Cookies

Certain cookies are necessary for the Sites to operate correctly. For example, we use cookies to authenticate you. When you log on to our websites, authentication cookies are set which let us know who you are during a browsing session. These are set automatically.

4. Functionality Cookies

These cookies are used to enable certain additional functions on our websites, such as storing your preferences (e.g. username and language selection) and preventing users from taking the same form multiple times. These functions improve user experience.

5. Preference Cookies

Preference cookies collect information about your choices and preferences and allow us to remember language or other local settings to customize the Sites accordingly.

6. Social Media Cookies

Social media cookies collect information about social media usage to target relevant ads to users.

7. Analytics Cookies

Analytic cookies collect information about your use of the sites that enable us to improve the way it works. For example, analytics cookies show us which are the most frequently visited pages on the Sites, help us record any difficulties you have with the Sites, and show us whether our advertising is effective or not. This allows us to see the overall patterns of usage on the Sites, rather than the usage of a single person. We use the information to analyze the Sites’ traffic.

8. Targeting or Advertising Cookies

We may use cookies to market services to you on third-party websites. For example, if you visit our website, you may then see an advertisement for services on certain third party websites you visit in the future. Information about this is described under the paragraph in our Privacy Policy which is entitled “We may disclose the presence of a cookie to advertise our services.”

We sometimes use cookies delivered by third parties to track the performance of our advertisements. For example, these cookies remember which browsers were used to visit our websites. The information provided to third parties does not include personal information, but this information may be re-associated with personal information after we receive it. This process helps us manage and track the effectiveness of our marketing efforts.

We also contract with third-party advertising networks that may collect IP addresses and other information from web beacons on our websites, emails, and on third-party websites. Ad networks follow your online activities over time by collecting website navigational information through automated means, using cookies. They use this information to provide advertisements about products and services that may be of interest to you. You may see these advertisements on other websites. This process also helps us manage and track the effectiveness of our marketing efforts.

9. How Do I Manage Cookies?

If you’d like to remove or disable cookies via your browser, you certainly can.

We provide you with a choice on the use of cookies as described in this policy. Please note that our websites may not work correctly if you change certain preferences, such as disabling all cookies.

Please also note that after applying these settings, you will continue to receive advertising, although it may not be tailored to your preferred interests using information collected from cookies and similar technologies on your device.

First Party Cookies. If you’d rather we didn’t use cookies when you visit us, click here for information on how to configure your browser settings to reject cookies. Please note, disabling these types of cookies won’t turn off advertising on our websites and the advertising you see may be less relevant to you.

Third Party Cookies. If you would like to opt-out of third-party cookies, here are some options:

If you would like to opt-out of receiving personalized ads from third party advertisers and ad networks who are members of the Network Advertising Initiative (NAI), or who follow the Digital Advertising Alliance’s (DAA) Self-Regulatory Principles for Online Behavioral Advertising, you can by visiting the opt-out pages on theNAI websiteandDAA websiteor click here to opt out.Google provides a suite of tools to control its cookies:Google Analytics, which is a tool used to track and report website traffic, provides an out-out browser add-on that can be downloadedhere.Google Safety Centre has a tool where you can control the ads you see on Google and control the data used for serving ads to you. It can be foundhere.If you wish to block other cookies, including those being served by companies that are not part of the NAI or the DAA you can use the browser-level cookie controls described below.

Browser-level cookie controls

Most browsers allow you to manage cookie settings. These settings can usually be found in the ‘Settings’, ‘Options’ or ‘Preferences’ menu of your browser. The links below are provided to help you find the settings for some common browsers.

Manage cookie settings in Chrome and Chrome Android and Chrome iOS

Manage cookie settings in Firefox

Manage cookie settings in Internet Explorer

Manage cookie settings in Microsoft Edge

Manage cookie settings in Safari on your iPhone, iPad, or iPod touch

10. Lists of Cookies Used Broken Down by Site

Essential Website Cookies